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It’s What We Do…Right!!! Wrong…Not this year!!!

The Best Plans Temporarily Fail

It”s the 18th of January and our resolution has gotten old.  We are trying to hang on to it but life is just getting in our way.   STOP!!!!

You’ve got to hang onto it.  We really have got to be better on New Year next year than we are this year.  That needs to happen every year.  We don’t get any younger and time waits for no one.

Come On…Let’s Make It Happen

It’s our resolution and  it’s time to work (not leisurely recreation) on this year’s resolution.

Resolutions…What is it, Why is it, and How do we make it happen What is it

There are 32 variations of the definition of Resolution in the Webster dictionary.  If it’s that complex to define, it’s not easy to do.  Is this where the old saying “It’s easier said than done” DOES NOT apply?  A summary of the definition is the act of processing, analyzing, resolving, answering, and determining.  Now that we know what is it, why is it?

According to Bill Petro, New Year’s Day celebrations began in pre-Christian times, beginning with the Babylonians in March but changed to January by the Romans. January gets its name from Janus, the two-faced god who looks backwards into the old year and forwards into the new. It seems that the holiday was developed to reflect and look forward to the new year not plan for the new year.  Christians have taken this upon themselves to add the planning of a new year (people are known to adjust rituals to suit their own purposes, but that’s a topic for another speech).

As I entertain myself by watching the festivities of most holidays I don’t exactly indulge in their popular meanings.  I prefer to celebrate my own life holidays, such as my friends and families birthdays, commitments, anniversaries, and deaths.  They enjoy me bringing my well-known violescent to the occasion. Therefore, my New Year’s celebration is my birthday.  Don’t get me wrong, I would not miss seeing thousands of people gather for events to celebrate in fun and peace.  I can’t wait for the inauguration on TV, of course, lol.

My question to you is now that January 1st has come and gone, is your vow to yourself come and gone also.  I have heard, repeatedly, that the resolutions last anywhere from a week to three months.  I have also heard that anything done consistently for 90 days becomes a habit.  Ok, then why do we end up in the same place doing the same thing, year after year?  I asked the question to several associates and here’s the popular answer; there is not enough time in a day.

Every year we go about our days doing the necessary things in life…providing food, shelter, clothing, and protection for us and our families.  And yes, we do plan to eat right, exercise, and give back.

Here’s my thought on it.  There IS enough time in a day, but we waste so much of it doing the wrong things, that makes it hard to get the right things done.

Here are some examples to incorporate into your day:

Shop more in the produce aisle (less damage to yourself and your environment) Cook at home twice a week for the whole week.

Add an easy salad to each evening meal.

Take your lunch.  Say no to food that is brought into the job.

It only takes about 10 minutes to eat lunch, therefore after lunch, take a walk with or without a coworker.

Play your favorite tunes and dance while you cook or clean.

Give up soft drinks and sugary juices and drink water

Wake up in the morning 15 minutes earlier to do come cardio.

Go to bed 15 minutes later and do some stretching

On our website there is a link for workouts on the go and exercise tips

Just these simple changes may change your health , life and pecuniary circumstances.

Join me in keeping  resolutions alive.   Let me know what you are doing to keep hope alive.

Terri, urgo2gal

2013 New Year’s Resolution

logoWAIT….WAIT…..GONE!    Isn’t that what has happened to your year?  It has passed so fast.  What have you been doing?  Have you been like me?  I have been in survival mode all year.  From Zumba to Visalus, I have been so busy just staying above water.  I feel like a duck………sailing smooth on top but paddling like hell underneath.  Thank God for so many options.

I want you to take a minute and reflect on 2012.  Was it in like a lamb or lion?  Or Out like a lamb or lion?

My year started out like a lion.  I shook off 40 lbs in 13 Zumba classes a week.  Of course, I had to learn a lot about eating along the way but it was all worth it.  In the middle of the year I got married.  I am now ending the year with a bang.  Going out like a lion!  I guess I don’t know how to do the “lamb” thing.  I know I love getting into shape and being back to fabulous.   I felt 20 years younger and my body was “HOT” until I went back to Corporate America and gained 10 lbs in 1 month.

Now my new year’s resolution is pretty much the same as 2012.  Share my new found love with all those who want “Fabulous.”

Diva is Doin It!  Paying It Forward To You.  Challenge yourself to be more in 2013.  There are also a lot of testimonials on  YouTube.  You gotta see it to believe it, cause it’s magic.  I don’t want to make it complicated, so I am going to let a five year old explain it.  Then come back and join me. Enjoy: http://youtu.be/QTyPPoXQARM.

Join me here: http://terriholley.myvi.net/

I am posting short updates of my weight progress here: http://youtu.be/VaLN03tESqY

And yes, Zumba is still being taught.  Get class information here (no membershp required): www.absatl.com

Quick & Dirty Pre-Tax Organizing

   For business owners and freelancers facing the new year, creating a highly detailed and excruciatingly organized system for organizing tax-related info from this year may not be the first thing on your mind. But you’d be wise to cobble together at least a simple way of collecting and storing the many bits and pieces of info you’ll need when it comes time to prepare your return to minimize the chances of hitting early April and having a total freak-out.

So if you do nothing else in the coming weeks, tackle these tasks:

Create a tax info organizing system of some sort. If most or all of your tax-related info (such as bank statements, credit card statements, receipts, and the like) is in paper form, go for file folders, an accordion file, or even a giant envelope–any container large enough to hold all of the 2011 records you’ll need. If you’ve got info stored electronically, create at least one basic folder (“2011 Taxes,” say) on your computer, and stick it on your desktop if you think you’re likely to forget about it.

Gather stuff up. Once you’ve got a place to store your tax-related info, go through your files, piles, drawers, and what-have-you to gather into it the documents you need. As new stuff arrives (think 1099s, end-of-year summaries, mysterious forms from the IRS), add it to the mix.

Deal with your receipts. Tax deductions can be a huge boon for business owners, but first you need to figure out what you actually spent on your business and what all you can deduct. (the IRS doesn’t so much want you to guesstimate, and especially not without some sort of documentation to back up said guess.) This means, yes, it’s time to deal with that wad of business expense receipts. If you work with a tax preparer, he or she can tell you the best way to sort these suckers–by month, by quarter, by expense type, etc. If you’ll be doing much (or all) of your tax prep yourself, consider sorting receipts by expense type, using the same categories you’ll use on your Schedule C. Really, really hate the prospect of having to sort and organize all those little slips of paper? Now is the perfect time to hire someone to help you through the task.

Calculate your mileage. If you’ll be taking a business-related driving deduction, save yourself some anguish and calculate your mileage now. Been using a mileage log? You have little but some

simple addition ahead of you. Been maybe a little lax in the tracking department? Use Google Maps or the like to determine the distance you’ve been traveling, and consider creating a basic spreadsheet to tally up your miles.

Figure out your 2011 business income. Finally, we turn to that little thing called income, a.k.a. the purpose of your business in the first place. The ways of determining your total 2011 business income are as varied as the ways of billing your clients and customers, so there’s not one method that will work for everyone. Whether you run a report in your bookkeeping program, do a final tally in the spreadsheet you’ve been using, or do some good old-fashioned calculator-based addition if you’ve been invoicing clients on paper, figuring out your final number now means one less things to deal with later

 A list of common deductible business expenses follows. You’ll likely have expenses that are not on this list. If they are ordinary and necessary for your business and you have the appropriate back-up materials (i.e. receipts and/or canceled checks), they are deductible:

• Advertising

• Accounting and bookkeeping fees

• Bank service charges (If you have only one bank account, these fees must be prorated between business and personal use.)

• Car and truck expenses

  • 51 cents per mile for business miles driven
  • 19 cents per mile driven for medical or moving purposes
  • 14 cents per mile driven in service of charitable organizations

• Computer supplies and software

• Conferences and seminars you’ve attended

• Contract labor, including subcontractors and consultants

• Credit card annual fees for cards used in your business (as with bank charges, these fees will need to be pro-rated if you use the same card for business and personal expenses.)

• Dues

• Education related to your business (but not to enter a new occupation)

• Entertainment and business meals (these are 50% deductible)

• Equipment, including computers

• Freight

• Furniture for your office or home office

• Gifts to business associates (up to $25 per person per year is deductible)

• Home office expenses (To qualify for the deduction, you must have a space that’s used regularly and exclusively for your business)

• Insurance (liability, malpractice, etc. but not disability.)

• Interest on business credit cards and loans (like bank charges, these fees may need to be pro-rated)

• Legal and professional fees, including costs for preparing the business portion of your tax return

• Licenses and fees

• Magazines and books that you need for your business

• Maintenance and repairs on equipment and office/store space

• Office supplies

• Online fees (these need to be pro-rated between business and personal use)

• Payroll taxes paid on behalf of your employees (not the portion withheld from their paychecks)

• Postage

• Printing and copying

• Rent of equipment or store/office space

• Small furnishings and equipment

• Small tools

• Telephone (You can deduct long distance business calls made from home even if you don’t qualify for an office-in-home. Monthly service charges on a home phone are deductible only if you have more than one phone line.)

• Travel

• Uniforms or special work clothing (e.g. steel toed boots or coveralls)

• Utilities

• Wages paid to employees

© Jan Zobel 2010

Jan Zobel is a Bay Area tax professional (enrolled agent) who specializes in working with self-employed people. She is the author of Minding Her Own Business: the Self-Employed Woman’s Guide to Taxes and Recordkeeping.

How Entrepreneurs Receive Support from Hiring Virtual Assistants? – EAV Networking Group (Atlanta, GA) – Meetup

Many business owners wear lots of hats: from answering phone calls to meeting potential clients, there is a lot to be accomplished. If you are spending the majority of your time promoting your business by writing sales letters, designing newsletters, updating your facebook or twitter account, making sure your bookkeeping is in order – Who is meeting with your prospects and clients?
By delegating some of the day-to-day business functions to a virtual assistant, a business owner can actually get back to what matters: GROWING the business!
Virtual Assistants are independent contractors who provide off-site administrative, accounting and technical support to individuals and business owners.
According to the U.S Small Business Administration (SBA), the average small business owner spends up to 40% of their time on routing administrative tasks.
What are some of the tasks you would consider outsourcing to a virtual assistant?
Nellie Vigneron
N.U.V Solutions, LLC
Your Online Office Manager
http://www.nuvsolutions.com
via How Entrepreneurs Receive Support from Hiring Virtual Assistants? – EAV Networking Group (Atlanta, GA) – Meetup.

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